Welcome to Buckland Insurance – Your Trusted Auto Insurance Partner

Founded in 1960, we have developed to specialise in commercial and corporate insurance and all aspects of financial advice. Now as Buckland Insurance we have the combined expertise of two winning teams and can offer a unique combination of service, expertise and products in the USA and UK. Quality of service is our benchmark: we take this to mean innovative thinking, independent advice, aggressive pricing, reliability and integrity.

At Buckland Insurance, we understand that your vehicle is more than just transportation – it’s an essential part of your daily life. That’s why we are committed to providing you with reliable, affordable, and comprehensive auto insurance coverage tailored to your needs. Whether you’re looking for basic liability protection or a full coverage policy, our expert team is here to help you find the perfect plan for your lifestyle and budget.

Our Auto Insurance Services

1. Liability Insurance

Protect yourself from financial burdens due to bodily injury or property damage caused by an accident where you are at fault. Our liability insurance meets state requirements and ensures you stay compliant with the law.

2. Collision Coverage

Accidents happen, but we’ve got you covered. Our collision insurance helps pay for repairs or replacements to your vehicle after an accident, regardless of who was at fault.

3. Comprehensive Coverage

Your car deserves protection beyond just collisions. Comprehensive insurance covers damages from theft, vandalism, natural disasters, and other unforeseen events.

4. Uninsured/Underinsured Motorist Protection

Not everyone on the road carries adequate insurance. This coverage ensures that you and your passengers are protected if you’re involved in an accident with an uninsured or underinsured driver.

5. Personal Injury Protection (PIP) & Medical Payments Coverage

Your safety is our priority. These coverages help with medical expenses, lost wages, and other costs related to injuries sustained in an accident, no matter who is at fault.

6. Roadside Assistance

Stranded on the road? Our 24/7 roadside assistance service is available to help with towing, fuel delivery, flat tires, lockouts, and more.

7. Rental Car Reimbursement

If your vehicle is in the shop due to an accident, we offer rental car reimbursement to keep you moving while your car is being repaired.

8. Customizable Coverage Options

Every driver has unique needs. We offer tailored policies, including coverage for classic cars, rideshare drivers, and high-performance vehicles.

Why Choose Bucklands Insurance?

• Affordable Rates: We provide competitive pricing with various discounts available.
• Dedicated Support: Our experienced agents are here to answer your questions and guide you every step of the way.
• Fast & Easy Claims Process: We prioritize quick claims processing to get you back on the road as soon as possible.
• Flexible Payment Plans: We offer multiple payment options to fit your budget.

Get peace of mind knowing that you’re covered by a team that cares. Contact us today for a free quote and let us help you drive with confidence!

 

 

Strategies to Reduce High-Risk Driver Insurance Costs

As a high-risk driver, you’re likely facing elevated insurance costs. However, several strategies can help mitigate these expenses. Maintaining a clean driving record is critical, as it can gradually lower your premiums. Bundling your policies or taking defensive driving courses are also viable options. Exploring discounts for low mileage or safety features can further enhance your savings. Understanding these approaches can empower you to make informed decisions about your insurance coverage. What steps will you take next?

When it comes to lowering your driver insurance costs, understanding the strategies available can make a notable difference. If you’re categorized as a high-risk driver, implementing effective measures can help you secure more favorable rates. One of the first steps you can take is to maintain a clean driving record. Insurers often view safe drivers as less risky, so avoiding accidents and traffic violations is vital. A spotless record demonstrates responsibility and can lead to lower premiums over time.

Bundling insurance policies is another strategy that can yield considerable savings. By combining your auto insurance with homeowners or renters insurance under the same provider, you can often access discounts that considerably reduce your overall costs. This not only simplifies your payments but also strengthens your relationship with the insurer, potentially leading to better service and further discounts. Multi-policy discounts are commonly available, making bundling an attractive option to enhance savings.

Bundling your auto and homeowners or renters insurance can unlock significant discounts and simplify your payment process.

Raising your deductibles is a tactic worth considering, though it’s important to weigh the potential trade-offs. By opting for a higher deductible, you’ll likely see a decrease in your premiums. However, keep in mind that this means you’ll need to cover more out-of-pocket expenses in the event of a claim. Make sure that the deductible amount is manageable for you financially to avoid unexpected burdens.

Taking defensive driving courses can also be beneficial. Many insurers offer discounts to drivers who complete these courses, especially if you’ve faced accidents or received tickets in the past. These courses not only improve your driving skills but also demonstrate to insurers that you’re committed to being safer on the road.

If you drive infrequently, consider reporting your low mileage. Many insurance companies offer lower premiums to drivers who log fewer than 10,000 miles annually. This is particularly advantageous for those who work from home or use public transportation for daily commutes.

For infrequent drivers, exploring pay-per-mile or usage-based insurance policies can be a wise choice. These programs adjust your premiums based on actual driving distance and habits, potentially leading to lower costs if you drive safely and infrequently. However, be mindful of privacy concerns, as some monitoring programs collect extensive data on your driving behavior.

Additionally, don’t overlook potential discounts related to vehicle safety. Installing approved anti-theft devices can lead to lower premiums, as can maintaining a good credit score. Some insurers provide discounts for members of specific professional organizations or for students who demonstrate strong academic performance.

Finally, consider payment strategies that could further reduce your costs. Paying your premium annually instead of monthly can help you avoid administrative fees. If you insure multiple vehicles with the same provider, you can often qualify for multi-vehicle discounts.

Regularly comparing quotes from different insurers is also important; rates can fluctuate, and you might find better deals that suit your needs.

Conclusion

By implementing these strategies, you can greatly lower your insurance costs as a high-risk driver. Coincidentally, as you improve your driving habits and take advantage of discounts, you’ll not only save money but also enhance your skills on the road. It’s a win-win situation: safer driving leads to better premiums, while careful selection of policies and courses gives you control over your expenses. Start today, and watch your insurance rates drop as your confidence grows.